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A tree fell on your house. What do you do first?

It's one of the worst sounds a homeowner can hear. Take a breath and work through these steps in order.

  • Tree Service Erie PA crew
  • Sep 24, 2026
  • 4 min read
Tree tipped over at the roots after a wind storm

Most trees that hit houses in Erie County come down during strong wind, ice or heavy snow, often at night. The first few minutes matter most for safety.

Use this list to keep everyone safe and set up your insurance claim.

1. Get everyone safe

  1. Leave the part of the house where the tree hit.
  2. If you smell gas, leave the house and call 911.
  3. Keep kids and pets away from the area, inside and out.
Assume any wire is live

Downed or sagging lines can be energized. Keep well back and call the utility or 911.

2. Document the damage

Before anything is moved, take photos and video from a safe spot: the tree, the roof, any interior damage and the base of the tree.

  • Wide shots that show the whole scene
  • Close-ups of damage
  • The stump or root plate, if it's visible

3. Make the calls

  1. Your insurance company, to open a claim
  2. A tree service to remove the tree safely
  3. A roofer or contractor once the tree is off

4. Getting the tree off

Removing a tree from a roof is careful work. Cutting in the wrong order can shift the weight and do more damage. A crew will usually take the top and limbs off first, then lift or lower the trunk in sections.

Damaged tree leaning toward a house
Trees under tension need to be cut in the right order.

Our phone is answered 24/7 for trees on houses, cars and driveways.

Need it fixed?

Emergency Tree Service across Erie County

A local Erie crew for removals, trimming, stumps and storm work, with phones answered around the clock.

Frequently asked questions

Should I try to cut the tree off myself?

No. A trunk resting on a roof is under tension and can move unpredictably when cut.

Will my insurance pay for the tree removal?

Often when the tree damaged a covered structure, but limits vary. Check with your insurer.

What if the tree fell from a neighbor's yard?

Your own homeowner's policy usually handles damage to your house. Talk to your agent about the details.

Can you come at night?

We answer the phone 24/7. Night work usually focuses on making things safe, with full cleanup in daylight.

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Tree on the house or across the drive?

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